Ratecut

Discover flexible loan solutions for homes and businesses

Cashouts

Turn home equity into fast cash without endless paperwork hassle.

Refinancing

Refinance with ease to reduce your monthly payments.

Home Loans

Easily qualify for your dream home loan with no tax returns required.

Commercial Properties

Flexible financing for commercial properties, even with bad credit.

Your trusted partner for easy and reliable financing

No Income Verification

Get approved without showing proof of income.

No Tax Returns Needed

Skip paperwork, apply without past tax returns.

No Minimum Credit Score

Loans available regardless
of your credit score.

Fast Approval Process

Pre-qualify instantly without hurting your score.

Trusted loan experts delivering proven results every day

10,000+ Clients Approved

Helping families and businesses achieve their financial goals.

$500M+

Strong financial support for homeowners and property investors.

15+ Years

Trusted expertise in home, refinancing, and commercial lending.

From home purchases to refinancing, RateCut is here to help

It only takes a few minutes to apply, with no tax returns, no minimum credit score, and fast approvals.
  • ✓ No Income Verification Required
  • ✓ Bad Credit Still Accepted
  • ✓ Quick Approvals Within 48 Hours
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Soft credit check only. Your credit score won’t be affected.

See why thousands of clients trust RateCut

Easy process and very professional team to work with. I would highly recommend RateCut for home loans.

– Jessica M., California

Fast, transparent, and very reliable service. They made my refinancing completely stress-free.

— David R., Texas

Great interest rates, a simple and quick application process, plus excellent customer support every step of the way.

— Amanda L., Florida

Smooth experience from start to finish. Honest and trustworthy service.

— Michael S., New York

RateCut made my mortgage approval quick and hassle-free!

— Sarah K., Illinois

Very responsive team and excellent guidance throughout the process.

— Brian T., Colorado

Secured a great rate quickly — I would definitely recommend RateCut to others.

— Emily W., Ohio